How do I know if they have insurance?

You can ask them to give you a certificate of insurance which should list the liability and workers comp coverage. Make sure those dates are current. If they don’t or can’t show you one, do not accept work from them. Contact a legal, licensed Contractor who can show you proof of insurance. 

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1. How do I know if a Contractor is licensed?
2. There is a red STOP WORK ORDER on my home. What do I do?
3. Can I continue working on other projects while there is a STOP WORK ORDER posted?
4. The unpermitted work was ON THE PROPERTY WHEN I PURCHASED it. Am I still responsible?
5. Can I perform WORK ON MY OWN HOUSE, or do I need to hire a licensed contractor?
6. Do I need to file a NOTICE OF COMMENCEMENT if I am pulling the permit as a homeowner?
7. Are there any FEES associated with my Building Violation?
8. How much does a permit COST?
9. Can I obtain a PERMIT for my violation ONLINE?
10. How do I report UNPERMITTED work, or an UNLICENSED contractor?
11. What are the ordinances for DOCKS AND SEAWALLS?
12. I would like to MOVE a mobile home from another county to Pasco. What are the requirements?
13. Does my Contractor need a license?
14. My Contractor showed me a license from another State or County; does that allow them to work in Pasco County?
15. How do I know if they have insurance?
16. What happens if I hire an Unlicensed Contractor?
17. My Contractor won't give me a written estimate or contract; is that acceptable?
18. How can I search if the Contractor I'm about to hire is a good or bad Contractor?